SKU: 36019437140

You Need a Budget: The Proven System for Breaking the Paycheck-To-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

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You Need a Budget: The Proven System for Breaking the Paycheck-To-Paycheck Cycle, Getting Out of Debt, and Living the Life You WantWall Street Journal Bestseller Experience a life free of financial stress and transform your relationship to money with this indispensable guide the first book based on You Need A Budget's proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live. No one should tell you what to do with your money only you know what's most important to you. Always guiding you

Wall Street Journal Bestseller

Experience a life free of financial stress and transform your relationship to money with this indispensable guide--the first book based on You Need A Budget's proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live.

No one should tell you what to do with your money--only you know what's most important to you. Always guiding you back to your true priorities, Jesse Mecham will fundamentally change the way you think about your money and what it can do for you. His proven method--four, simple rules--will transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life:

  1. Give Every Dollar A Job. Be intentional about what you want your money to do before you spend it.
  2. Embrace Your True Expenses. Break up larger, less frequent expenses into smaller, more manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job.
  3. Roll With The Punches. When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they're guilt-free, realistic, and sustainable.
  4. Age Your Money. As you repeat the first three rules, you'll increase the time between the moment you earn a dollar and the moment you need to spend it. When your money is at least a month old, you'll have finally broken the paycheck to paycheck cycle for good.

This tried-and-true system has changed the lives of hundreds of thousands of people by teaching them how to take charge, adjust money habits, eliminate stress, and build the life they want to live. Don't waste another month counting down the minutes until payday....



Binding Type: Hardcover
Publisher: Harper Business
Published: 12/26/2017
ISBN: 9780062567581
Pages: 224
Weight: 0.75lbs
Size: 8.30h x 5.80w x 1.00d

Review Citations: Publishers Weekly 10/30/2017
Library Journal 11/15/2017
Booklist 12/01/2017 pg. 11
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SKU: 36019437140

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Joyce S.
Boise, US
★★★★★ 5
Dog can't pop it!
Color: Black/White, Size: Medium
Great toy would buy again!
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Reviewed in the United States on November 17, 2025
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Elaine Laventure
Massapequa, US
★★★★★ 4
WHAT I LEARNED
Color: U.S.A, Size: Medium
i AM NOT SURE THAT 4 STARS IS A FAIR SCORE, MY DOG IS AN AGGRESSIVE CHEWER, NEEDLESS TO SAY WITHIN 2 DAYS ALL THE TABS WERE OFF, BUT THERE WERE NUBS LEFT AND SHE CAN USE THAT. HERE IS A WHAT NOT TO DO, BRING IT TO THE DOG PARK, THEY ALL HAVE A BLAST BUT IF YOUR A BULLY/PIT MIX AND DECIDE TO SINK THEIR TEETH INTO IT, IT DOES DEFLAT. LESSONS LEARNED STILL A FUN TOY.
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Reviewed in the United States on May 13, 2026
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Jedi and Waggy
Chelsea, US
★★★★★ 5
Sturdy ball with pump
Color: Black/White, Size: Medium
Thick material so it won't pop so easy. Comes with a hand pump and 2 ball needles. Tabs for the dog to carry in his mouth. Although my dog bites the whole thing to carry. Savage loves it!
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Reviewed in the United States on February 4, 2026
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Beach Lover (Sue)
Lake Worth, US
★★★★★ 5
Pup loves this!
Size: 6 Inch, Color: Red
This soccer ball is so cute. My dog loves to play with these. The straps are durable, easy to pump up (they come with a pump), good value for the money since they tend to last awhile, at least for us. The straps are durable but could be an issue if your dog is an aggressive chewer. They stay pumped up for quite awhile and just need to be topped off once in awhile to keep the bounce there. We keep them outside even in the winter and they do just fine. HIghly recommend as a good play toy.
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Reviewed in the United States on December 16, 2025
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KDDYOUMANS
Draper, US
★★★★★ 5
Great Ball
Size: 6 Inch, Color: Red
Our Little Goldendoodle Loves this ball & I like that it has so many straps to grab so I'm not getting the slimy part. It does not come already inflated so make sure you or a neighbor have an air compressor to blow it up because even though it came with a little pump I can't imagine how many weeks I'd have been pumping that without noticing any difference.
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Reviewed in the United States on May 2, 2026

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